WalletHub Rating
2.9/5
Disney Premier Credit Card has a rating of 2.9/5 according to our proprietary credit card rating system. This rating reflects how appealing Disney Premier Credit Card's terms are compared to a pool of more than 1,500 credit card offers tracked by WalletHub. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is 'Earn Gas Rewards'. To break it down further, Disney Premier Credit Card earned a score of 1.7/5 for Fees, 3.1/5 for Rewards, 3.3/5 for Cost, and 3.9/5 for User Reviews.Info about the Disney Premier Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
WalletHub Rating Breakdown
User Reviews
3.9/5
202 reviewsRead and write reviews
Market Comparison
Market Comparison
2.8
The Market Comparison is a key component of the WalletHub Rating, as it measures how appealing the terms of a card are compared to a pool of over 1,500 credit card offers monitored by WalletHub. To ensure cards are evaluated for their most relevant purpose, we score each card across various cardholder needs and select the rating for the need with the highest score, which is “Earn Gas Rewards” for this card.
Fees
1.7
Rewards
3.1
Cost
3.3
Other Features
0.0
2.8/5
Compared against 1,500+ credit cards
KEY TERMS
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$49
APR on Purchases
0% intro APR for 6 months, 19.24% - 28.24% (V) APR after that
Balance Transfer
APR: 19.24% - 28.24% (V)
Balance Transfer Fee
Rewards
Earn a $300 Statement Credit after you spend $1,000 on purchases in the first 3 months from account opening.
Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com or ESPNPlus.com. Earn 2% in Disney Rewards Dollars on card purchases at grocery stores, restaurants, gas stations and most Disney locations and 1% on all other card purchases.
Redeem Rewards Dollars toward most anything Disney at most Disney locations, including Theme Park tickets, Resort stays, shopping, dining and more. Redeem Disney Rewards Dollars for a statement credit towards airline travel.
Disneyland® and Walt Disney World® Resorts discounts: 10% off select merchandise purchases, at dining locations and aboard Disney Cruise Line ships. 15% off the non-discounted price of guided tours. Terms and conditions apply.
10% off select purchases at Disney Store and shopDisney.com.
You can earn 100 Disney Rewards Dollars for each friend (up to 5) that gets approved for any Disney® Visa® Card.
Earn back up to $14.99 per month as a statement credit for 3 consecutive months on qualifying subscription payments for The Disney Bundle.
Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders.
Disney Premier Credit Card's Additional Info
0% promotional APR for 6 months on select Disney vacation packages or purchase of a real estate interest, including a Member Add On, in a Disney Vacation Club® Resort. Terms Apply.
Cardmembers get access to exclusive Disney Visa Cardmember events at Disney Store.
Benefits: Baggage Delay Insurance, Purchase Protection and Extended Warranty Protection.
There are two versions of this card, a Signature or Platinum account with different costs and/or benefits. All details expressed here are for the Signature account.
If approved for a Signature account, your credit access line will be at least $5000. If approved for a Platinum account, your credit limit will be at least $500.
show more
Disney Premier Credit Card Pros & Cons
0% intro APR on purchases
$300 initial rewards bonus
Bonus rewards categories
Membership fees
No intro APR on balance transfers
Balance transfer fee
Foreign fee
Compare The Disney Premier Credit Card vs. Popular Alternatives
 Disney Premier Credit Card |  Chase Sapphire Preferred® Card |  Chase Sapphire Reserve® |
|---|---|---|
2.9WalletHub Rating WalletHub Rating 2.9 This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Gas Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs. User Reviews 3.9 Market Comparison 2.8 fees: 1.7 rewards: 3.1 cost: 3.3 Other Features: 0.0 | 4.6WalletHub Rating WalletHub Rating 4.6 This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs. Editor’s Rating 5.0 User Reviews 3.9 Market Comparison 4.6 fees: 2.9 rewards: 4.8 cost: 5.0 Other Features: 5.0 | 4.1WalletHub Rating WalletHub Rating 4.1 This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs. Editor’s Rating 4.4 User Reviews 3.3 Market Comparison 4.1 fees: 1.3 rewards: 4.8 cost: 4.8 Other Features: 0.0 |
annual fee$49 | annual fee$95 | annual fee$550 |
Purchase Intro APR0%for6 months | Purchase Intro APRNot Offered | Purchase Intro APRNot Offered |
transfer intro aprNot Offered | transfer intro aprNot Offered | transfer intro aprNot Offered |
Regular APR19.24% - 28.24% (V) | Regular APR21.49% - 28.49% (V) | Regular APR22.49% - 29.49% (V) |
rewards rate | rewards rate | rewards rate |
bonus offer | bonus offer | bonus offer |
Sponsored Apply Now | Sponsored Apply Now |
Questions & Answers
Can't find what you are looking for? Submit your question about Disney Premier Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page.
Most Popular
8
Upvotes
What's the Disney Premier Credit Card credit score requirement?
Reply
8
12
WalletHub
@WalletHub
The Disney Premier Credit Card credit score requirement is 700 or better. That means people with good credit or better have a shot at getting approved for the Disney Premier Credit Card.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Disney Premier Credit Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.
If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it's best to wait to apply until you meet the Disney Premier Credit Card credit score requirement. You can check your credit score for free on WalletHub.
12
Upvotes
When booking a Disney vacation, does your vacation count towards your credit limit?
Reply
12
7
WalletHub
@WalletHub
Yes, the vacation is a purchase and the cost will be subtracted from your available credit, as with any purchase. Please let us know if you have any other questions.
9
Upvotes
How does this card work with being an international card holder (not from the USA-living in NZ and planning a trip to disney) Can you access your account online and is it simple to make payments to it? Also does anyone know how long you need to have the card before cancelling? I would like to use it for all the amazing perks and rack up points with paying for flights, accommodation and of course disneyland! but coming back home not sure the benefits of this card in NZ. any advice would be welcome :) Thanks!
Reply
9
6
4
Upvotes
What credit bureau does the Disney Premier Credit Card use for approval?
Reply
4
Garth Westmoreland
@garth_west
Chase, the issuer, primarily uses Experian to evaluate Disney Premier Credit Card applications, but it also uses TransUnion and Equifax in certain states.
1
3
Upvotes
Does the Disney Premier Credit Card do a hard pull?
Reply
3
Elisa Ford
@elisa_ford
Yes, the Disney Premier Credit Card will do a hard pull. You will need a credit score of at least 700 to get it and there is no way to get pre-approved.
A hard pull usually causes an applicant's credit score to drop by 5-10 points. Most people's scores bounce back within 3-6 months with responsible credit management, but it can take up to 12 months. You can learn more about how to minimize...
show more
2
3
Upvotes
How can I choose my Disney Premier Credit Card due date?
Reply
3
Clara Hoffmann
@clara_h94
If your Disney Premier Credit Card isn't in default, to change your due date, go to the "Things you can do" tab when signed in to your account.
Choose "Update settings & preferences" and then "Payment due date."
Your due date can be any day on or between the 1st and 28th of each month.
1
2
Upvotes
How can I get my Disney Premier Credit Card annual fee waived?
Reply
2
Claude Armstrong
@claude_armstr
The issuer doesn't generally waive the Disney Premier Credit Card's annual fee. This credit card comes with many benefits that justify its annual fee, such as a signup bonus, rewards, and various Disney-related promotions.
However, as with any other credit card, if you're a long-time customer debating closing your account, a talk to customer service may help. To keep you as a cardmember, they might waive your annual fee or even offer you a lower APR. Just...
show more
1
2
Upvotes
Where can I get a Disney Premier Credit Card cash advance?
Reply
2
Gary Quinn
@gq14gary
The Disney Premier Visa cash advances locations are all ATMs that take Visa credit cards, both in the U.S. and around the world.
1
2
Upvotes
Can I get the Disney Premier Credit card with a cosigner?
Reply
2
1
Maria Adams, Credit Cards Moderator
@m_adams
No, you cannot get the Disney Premier Credit Card with a cosigner. The card's issuer is among the majority of large credit card providers that don't allow cosigners. If you're unable to apply for the card on your own, you can consider becoming an authorized user on someone else's credit card.
As an authorized user, you get your own credit card with your name on it. You can use the card for purchases, and you have the opportunity...
show more
2
Upvotes
Can you get approved for Disney Premier Credit Card after bankruptcy?
Reply
2
Hector Molina, WalletHub Analyst
@hectormolina
You cannot get approved for the Disney Premier Credit Card a short time after a bankruptcy. You will need to wait for it to be discharged and have a credit score of at least 700 to qualify for the card.
2024 WalletHub Awards
Disney Premier Credit Card is an Editor's Pick for:
Best Credit Cards for Streaming Services
Related Credit Cards From Our Partners
Chase Sapphire Preferred® Card
Chase Sapphire Reserve®
American Express® Gold Card
Citi Strata Premier℠ Card
Capital One Venture Rewards Credit Card
Discover it® Miles
Other Disney Cards
Disney Rewards Credit Card
Related Credit Card Categories
Disney Premier Credit Card is related to the following categories:
CHASE VisaVISA Rewards Credit CardsChip and PIN Credit CardsHigh Limit Credit CardsPhoto Cards
Disney Premier Credit Card Reviews
Share your insights and review for the Disney Premier Credit Card
5
19%
4
65%
3
7%
2
5%
1
2%
3.9
202 reviews
202 reviews
What's Your Rating?
Most Recent
WalletHub
@WalletHub
3 Star Rating
If you have good or excellent credit and a family member with a Disney affinity, the Disney Premier Credit Card could ultimately provide some magical savings. You’ll receive a $100 initial bonus for spending at least $500 within the first three months of account opening, in addition to 2% back on Disney purchases as well as at gas stations, restaurants and grocery stores, plus 1% back on everything else. Your earning potential therefore depends on how much you spend in those bonus categories. Your ability to redeem your earnings, on the other hand, will depend on how often you make Disney purchases or indulge in air travel — your only two redemption options. Considering that lack of flexibility and the impressive value available elsewhere in the rewards-credit-card market, even ardent Disney fans may find a non-cobranded card to be more to their liking. If you’re on the fence, you can learn more about this offer from our full-length Disney Credit Card review: https://wallethub.com/edu/disney-credit-card-review/25988/.
Comment
12
5
grammalita73
@grammalita73
2 Star Rating
Since we were headed to Disney World, I signed up for the card. Easy online acceptance. The $300 credit was a huge incentive and the perks to receive discounts at Disney restaurants and stores, plus to get a photo op with my grands at the park were great benefits; however the reality is that 90% of the restaurants are at the Disney resorts which we were not staying at. ONE restaurant participating at Magic Kingdom, NO photo ops locations at Magic Kingdom. Hugely disappointed in the host of benefits I was expecting. I will cancel as soon as we complete our trip.
Comment
hcoulombe
@hcoulombe
1 Star Rating
We had submitted a request as usual to our bank on April 24 to send an eCheck [5 business days] to Chase by the 5/3 due date; with some delay, as 5/3 was a Sunday, it showed a 5/4 due date.
We started getting reminders starting 5/4 that my payment was overdue. As of 5/7 BB&T put in a stop payment on that eCheck, but it seems Chase thought they'd posted it the same day! But clearly it got cancelled, as they kept trying to post that and several other payments. COVID has allowed any direct contact with either Chase or the Disney Visa folks with no direct communication available that would have resolved this instantly!
On 5/16/2020 Chase finally realized there was a problem, and sent a RE-INSTATE AN ACCOUNT FOR ELECTRONIC PAYMENTS request. We complied with all the required info FAXed to Chase the same day, including a replacement payment from another bank account. No acknowledgement of the completed steps were ever received. Then we discovered that Chase had closed the account without calling or emailing us; instead a snail mail letter was sent that still has not arrived [5/28/2020]. Subsequent conversations with "Chase Customer Service" indicated that it looked like Chase had been using the wrong Bank Account number; also we were told that no managers were available. Pretty strange for folks who have been big time customers for 15 years, through Disney managing the card and at least 2 different banks before Chase.
Comment
Araceli Miguel
@araceli_miguel1
1 Star Rating
I just received my denial letter and when I called to see why I was denied when I have a credit score of 750. I was told by the rep that I only have personal loan credit but no credit card credit. I have not wanted to get a credit card but now that I do they will not give me one because I don't have credit card credit haha.
Comment
3
1
Mike Jones
@mikej16
4 Star Rating
As a lover of all things Disney this is a great card. It didn't hurt that it came with a great sign up offer which more than took care of the annual fee. You earn points that you can then put on a gift card for use at WDW, at least that is where I use it. One drawback is that there are a few places that will not accept the gift card - but they are usually the non-Disney owned merchants in Disney Springs. Otherwise this is a great card.
Comment
5
3
Tyler Corelli
@tyler.corelli.3
5 Star Rating
I signed up for this credit card while at Downtown Disney. It took only a few minutes to sign up and I was accepted on the spot! They created my card right at the kiosk. The $49 fee is a little pricey but it is worth it. Just for signing up you get a $100 Disney gift card. Over the past year I have ranked up close to $50 in the form of another Disney Gift Card. Other benefits of this card include private character meet & greets, exclusive Disney discounts and exclusive card holder events. This is a great card for starters.
Comment
3
4
Stacey Rucker
@stacey.ticerucker
5 Star Rating
Me and my family got an offer in the mail for this credit card we thought it would be perfect for us since we were going to Disney World for the first time.We applied for the card and got approved right away I like the sign up bonus they offered on this card and the fact that I can earn rewards each time I use this card and the points add up rather quickly. I also like the fact that we get 10% off in the Disney store since we have 4 kids it a good bargain for my family we did look at other cards but when we got this offer knew we had to have this card.
Comment
3
Howie Tchen
@howie.tchen
5 Star Rating
After being to Disneyland multiple times due to living in Socal and having friends that want to go several times a year, I signed up with the Disney credit card. The main reason being is that I wanted to acquire points and reward dollars back since I'm already spending money at Disneyland, especially when it comes to food and restaurants. While the card isn't spectacular outside Disneyland, the main appeal for me is the benefits while being at Disneyland or shopping at Disney. I mean how could you say no to an extra 10% off on stuff at the Disney store? That alone makes the card worth it.
If you are a fan of Disney, or go to Disneyland often I would recommend the Disney premier visa credit card. You will definitely save the money in the long run and the benefits will outpay any of the cost or fees.
Comment
4
2
Rocio Mccaster
@rociom_1
4 Star Rating
I have a love/hate relationship with this card. It was great when I got the bonus for signing up and using my car. I liked that.I also like that there is no limit on how much I can earn or how much I can redeem. It's nice getting a discount when I buy things from the Disney Store. Using this card when we go to Disney has helped us earn even more rewards. I enjoy being able to earn rewards on all of my purchases too. When I've had to contact customer service regarding any issues, they've been extremely helpful.
The problem I have with this card is the annual fee. I use my card a lot, but I also pay off the balance every month. Also, for someone with a credit score as high as mine is, the APR is kind of high. I think this card has the highest out of any other card I have.
Comment
2
3
Darrell Vanbenthuyse
@darrellv1
5 Star Rating
A Disney credit card was a must have for me considering that we live in close proximity to Florida and my kid is a big time Disney fan. Its a wonderful card for a family who often holidays in the Disney World as it offers you great discounts at the theme parks and upon booking Disney tours at certain Disney resorts. It does make your Disney vacation very affordable and enjoyable. These discounts even extend to any Disney merchandise you buy at certain Disney locations. Signing up for this card and spending $500 in the first three months entitles you to a $100 Disney gift card. I also benefit a great deal with the 2% cash back that they offer on purchases made at restaurants, gas stations, grocery stores and most Disney locations, and 1% cash back on all other purchases. I found it pretty cool when they asked me to choose a credit card design for my card from 8 different options. The only negative I have known so far is the $49 annual fee which again does not seem much if you compare it with the perks and cash back rewards you get. Basically it is the best card for families who are frequent Disney visitors.
Comment
5
2
Review Disney Premier Credit Card
Disney Premier Credit Card
Credit Cards
>
Chase
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub, we try to list as many credit card offers as possible and currently have more than 1,500 offers, but we do not list all available offers or financial service companies.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best credit card picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any issuer, as our editors follow a strict editorial policy.
WalletHub is not a financial advisor. Our goal is to provide you with top-notch content, data, and tools. You are responsible for deciding what financial products and providers are best for your needs.
Irrespective of whether an institution or professional is a paid advertiser, the presence of information on WalletHub does not constitute a referral or endorsem*nt of the institution or professional by us or vice versa.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
* The information about the following cards has been independently collected by WalletHub: Disney Premier Credit Card.
